FINANCIAL INCLUSION
While working amongst the poorest people, we realized that the main requirement of these people is access to institutional funds, apart from the lack of awareness of their rights. Some People do have the basic skills to carry on their daily chores, but they always remain short of funds. Whatever these people earn as daily wage earners/vegetable sellers and other small activities, is spent on daily consumption needs. Shortage of funds and ever increasing demand for consumption and productive purpose, has pushed them to the lap of professional money lender’s, who charge exorbitant interest rates, making it almost impossible for a poor person to come out of the debt- trap. It was basically for this reason that LIFE FOR ALL started Livelihood Finance Inclusion among its beneficiaries in September 2015 in the far of villages in Uttarakhand, Odisha, Haryana, Chhattisgarh and West Bengal. We are proud to say that we have expanded greatly on this service and shall continue to do so.
1. DISTRIBUTION OF ONION PLANTS AND VEGETABLES SEED TO THE PWDS FAMILIES FOR KITCHEN GARDEN:
The organization distributed onion plants to the beneficiaries at 20/12/20 in the Sahaspur block of Dehradun district to the PWDs. There were 50 kg of onion plants distributed to 25 families . The plants are provided by the Krishi Vigyan Kendra, Dhakpathar and vegetables seed which get from sahaspur horticulture center in free for the small farmers and the people who do not have any piece of land to start kitchen garden which help them in saving the amount of vegetable purchasing during this pandemic time.
2. PROVIDE SEED GRANT TO THE NEEDY TO START LIVELIHOOD:
The organization selected 11 beneficiaries in which 2 beneficiaries are PWDs from the Sahaspur block of Dehradun district to help them in the start of their livelihood in the pandemic period of time. This is a collaboration project with Kinderswif organization. The aim of this initiative is through the livelihood the beneficiaries meet their basic needs in their day to day life. The criteria of selection of the beneficiaries who are daily labourers, disable, and widows. The beneficiaries get Rs. 5000 cheque and start their income generation. The beneficiaries purchase goats, chicks,bicycles, opening tea and fast food stalls to come over from the financial crisis. The following was the list of the beneficiaries with their livelihood.
3. INCOME GENERATION PROGRAM:
This year has been challenging to conduct income generation seminars due to the Covid-19 pandemic .The total seminar that was going to be conducted was 64 as per our plan but we were able to conduct only 29 seminars with 779 participants. There are 8 master trainers who conducted the program in 3 districts of Jharkhand, 2 trainers conducted the program in 2 districts of Himachal Pradesh and one trainer conducted a seminar in the district of Uttarkhasi of Uttrakhand state successfully. Keeping the government guideline in mind and with the proper permission from the authorities we tried our best to use our resources and services for the benefit of the people. The purpose of this training is that the people enable themselves into income generating activities which help them to fight against the economic crisis. Also during seminars our mastertrainer emphasizes money management seminars and character building. Most of the trainers conduct cookery income generating activities for the participants and involve them to build self confidence among them.Here are the list of the seminars which we conduct in this 3 states in spite of the pandemic.
OUT COME OF INCOME GENERATION SEMINARS:
There were 779 people actively participating in the seminar and 342 started different kinds of income generation programs which impact 1710 family members.
We were able to start 36 self-help groups. Most income generation programs started by the help of self-help groups. We were planning to provide an opportunity to 439 illiterates’ participants to join an online adult literacy class where they can study online in order to learn how to do simple calculation, reading and writing. Also the participants are thankful for the seminar teaching which brings holistic development in their lives.
